Contact Us
Close

Ph: (07) 3252 9990

Fax: (07) 3252 9695

Full Name
Email Address
Phone Number
Message
Company Name
"The only thing to do with good advice is to pass it on. It is never of any use to oneself" - Oscar Wilde
"Wealth is the ability to fully experience life" - Henry David Thoreau
Take control of your own Super today! We can show you how.
Protect your loved ones, health and assets. We do the leg work for you!
Talk to us about financial strategies that can benefit your individual situation
You only get one chance to ensure your loved ones are adequately provided for. Get it done and get it right!

Why have a Self Managed Superannuation Fund?

There are many benefits of having your own SMSF. Some of the most important include:

  • You make your own decisions on the fund's investments. You can make all the key decisions especially how, where and when your money is invested. You may also switch or modify your investments as and when you see fit.
  • The investments can cover a wide range including property, shares, cash deposits, managed investments etc.
  • It is possible to have your life insurance policies paid by the fund, with a resulting tax benefit. This can help in establishing a more tax effective structure for your family in the event of your premature death.
  • With a tax rate limited to a maximum of 15%, superannuation already offers very favourable tax treatment. SMSFs allow you to plan your investments to be more tax effective for the individual members of the fund. Franking credits from dividend payments can reduce the 15% tax rate on fund income significantly.
  • The costs are usually significantly lower than belonging to a public fund run by a bank, insurance company or fund manager. You can save a great deal of money by managing your own super by sharing running costs between the members.
  • For those moving from the accumulation phase to the retirement phase, the advantage of simply re-arranging your assets within the fund without the need to sell any existing assets is of great benefit.

If you are considering establishing a self-managed super fund, contact us or refer to the following link to the ATO’s booklet, Thinking about self-managed super, to determine if a self managed super fund is right for you.

Avery Gibson Financial Services Pty Ltd (ABN: 45 119 229 980) is a corporate authorised representative of Plan 2 Pty Ltd (ABN: 60 010 875 073), an Australian Financial Services Licensee. (Licence No. 237874)